We've all been there before. We tell ourselves, "Today is the day I'm going to change. Today is the day I'm going to start my diet, or today is the day I'm going to start exercising." A few days later, what happens? We've given up, or even worse, we forgot we made the commitment in the first place.
Developing new habits is HARD! It's easy to change our mind, it's somewhat easy to recite an affirmation, and changing our behavior is difficult, but when done, is so fulfilling. How then do we go about changing our behavior, specifically, our behavior around savings?
While looking into habit, and more specifically, how to establish new habits, I came across the work of BJ Fogg, PhD, Stanford University. He's known for the habit forming Fogg Method. "Designing for behavior change is systematic. It's not guesswork." And this is where I've gone wrong in the past.
In the past, I've aimed for big behavior changes, and have failed many times. The cycle of try and fail can get discouraging, and eventually lead to stagnation and rigidity. So, I thought I'd try something a bit different, and the Fogg Method appears to be a method worth trying.